Advances in AI and digital currencies are producing a new sector of fintech shaped around the user. Through our design-centric, human-focused methodology, we redefine the future of financial service delivery by exploring customer interactions, envisioning cutting-edge banking spaces, and redefining the role of financial platforms.

In our services that span initial design research to overall service design and organisational transformation, we integrate behavioural science to understand users better and employ speculative design to prepare for what's to come.

How can we help?

Our expertise helps CX leaders and teams in:

  • Tackling competitive disruption from emerging fintech players or cutting-edge technologies
  • Planning a new product or service launch by conducting concept validation and minimising the risk of failure
  • Facing user interface complaints and navigation issues
  • Adopting sustainable practices across their financial services
  • Entering new financial markets and understanding future market dynamics
  • Testing new features or policies measuring their impact on user behaviour
  • Implementing effective behaviour change programs such as savings incentives
  • Streamlining and improving the customer onboarding experience
  • Going beyond traditional financial planning by creating highly personalised and adaptive tools
  • Improving declining user engagement in their loyalty schemes or other features

If you have a specific project in mind or another innovative idea, don't hesitate to contact us. We're here to bring your unique concepts to life!

Are there any predefined packages, and how do they work?

Our packages are centred around our signature services, but they are only designed to inspire your next project. We are always open to customising and tailoring solutions to meet your needs.



Getting to know your customers and their behaviours, uncovering their interactions with your services, and identifying opportunities for innovative products and services.


Creating a plan for experiences that stand out. Outlining a clear direction for all research and design activities, prioritising tasks based on business goals, and ensuring everyone’s on the same page.


Designing solutions that surpass expectations by testing hypotheses early and often, gathering feedback on multiple designs from representative users.


We're with you every step, not only turning ideas into reality but also preparing you for what lies ahead. Documenting the progression for wider business from where you've come to where you're headed.

Distinguished narratives of our collaboration with esteemed brands, shedding light on our unwavering commitment to design brilliance and transformative results.
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Direct insights from our valued partners, capturing the essence of Spotless collaborations.

"Spotless worked with us as our business partner, always going the extra mile to ensure our needs were met in a professional and timely manner. They worked closely with us to determine our exact requirements, executed within timelines and always displayed integrity and professionalism throughout our project."

Sharon Stinton, Learning and Development Leader
GE Money
headshot of Ben, Director of Spotless
Got a project in mind?

Ben is on hand to answer your questions.